BloG

I’ve been overseeing portfolios for clients and advising on financial matters for 32 years and 11 months now.  A little over 6 months into my entry of this profession, I…

First, I want to say that I've written on this topic more than once. The last time time was in Issue 182 of Mutual Gains (Nov / Dec 2017). If…

What I’m referring here is the common held belief that having a parent change the ownership of their home or rental property (or any other asset for that matter) to…

I'm sure you have heard, or even said this yourself, "Renting is just throwing money away".  My guess is 99% of people (and you may be one) believe, without a…

In my current round of R-U-P-A  meetings with clients (RUPA being, Review-Update-Plan-Attain), I've  been doing a re-check with each client on when their Will was last done.  The range of…

Shouldn't it be that I get paid interest when I deposit money?  Yes, normally however there is always another historic first event and today it is that the Greeks are…

Many of us look forward to and get to enjoy, a summer with a body of water, to immerse ourselves in physically and / or scenically.  When we are in…

There are 2 sides to a personal balance sheet, assets and liabilities.  Most of the time, Financial Advisors are focusing on the assets and for good reason; assets increase over…

Currently, the overall sentiment among the investment public seems to be of a very cautious nature.  With the recent roller coaster ride we have been on, this is very normal. …

There is a Referendum happening in BC and the voting ends on Nov. 30th.  The goal of this is to eliminate what some believe, is the unfairness of our existing…